Digital Triangulation (Dictionary Entry)

Quotes

The success in absolutely proving an identity - the key to preventing fraud - lies in the ability to digitally triangulate enrolled government-issued documents as well as enrolled advanced biometric features with several other sources of truth. These three elements operate a series of data checks and verifications to prove an individual’s identity and leverage this process each time the same individual needs authentication to access a system or a service online. What does it mean exactly? The information contained on a driver’s license and a passport (or another government-issued document) like a first name, last name and date of birth must be compared between documents, and the documents themselves be validated by querying the appropriate database (AAMVA for the driver’s license, State Department for an American passport). Then, an advanced biometric feature (preferably a liveness test) is leveraged to operate a photo match with the government-issued documents. Finally, other digital sources of truth like credits cards, bank accounts, utility bills, address and phone verifications and loyalty program memberships, along with many other possibilities, can be leveraged to complete and perfect the ID-proofing process. Only then will financial institutions, for example, know who is really on the other side of a potential business relationship.

Bibliography

• Roquefort-Villeneuve, 2020a

See Also

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